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Title:A last certificate for Cricket Savings
Date of publishing:February 25, 2014
Also available in the following languages:Dutch, French

A last certificate for Cricket Savings
February 25, 2014

Since 1984, BNP Paribas Fortis (and its predecessors: the CGER and Fortis Banque) invests all funds raised by Cricket Savings (Krekelsparen / Epargne Cigale) according to a number of human and environmental criteria that were established in agreement with FairFin and Réseau Financement Alternatif ("Réseau Financité" since 1/1/2014)

Thus, at least 25% is invested in small-scale initiatives respecting human rights and the environment, or in 13 priority sectors including culture, education, health, renewable energy, the employment of disadvantaged groups,... Maximum 45% is invested in loans to public enterprises, social housing projects and ​​in shares of (inter)national institutions. Moreover, 9 kinds of products and services and 5 types of business practices are excluded, e.g. armaments, nuclear power, violations of human rights, vehicles running on fossil fuels, non-transparent financial institutions, animal testing, tax evasion... The details of the reinvestment criteria can be found on

As independent advisory body, Forum ETHIBEL is responsible for annual audit and certification process. For fiscal year 2013, we found that the socio-ethical reinvestment of the portfolio by BNP is fully compliant with the agreement between BNP, Réseau Financement Alternatif and FairFin. We have however slight reservations regarding the commitment to new forms of support to social and environmental initiatives

As the partnership between BNP Paribas FortisFairfin and Réseau Financement Alternatif was put to an end on 31/12/2013, after almost 30 years, this has been the last certificate granted by Forum ETHIBEL to Cricket Savings (Krekelsparen / Epargne Cigale). 


Consult the certificate: Cricket Savings

Audit and certification - all cases